Terms of Service
Effective Date: 21-01-2026
Welcome to SIP Abacus Australia. These Terms of Service (“Terms”) govern your access to and use of our website,https://sipabacusaustralia.com.au/ (the “Site”), and any services, programs, or content provided by SIP Abacus Australia (“we,” “us,” or “our”). By accessing or using the Site, you agree to comply with and be bound by these Terms.
Acceptance of Terms
By using our Site, enrolling in our programs, or contacting us through the Site, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use our services or access the Site.
Services Offered:
SIP Abacus Australia offers educational programs that include abacus training, mental arithmetic development, and other related activities for children. All services are subject to availability and may be modified or discontinued at our discretion.
Eligibility:
Our services are primarily intended for children aged 5–14, with all registrations and transactions completed by a parent or legal guardian. By enrolling your child, you confirm you are legally authorized to do so.
Fees & Payments:
All program fees must be paid in accordance with the rates listed on the Site or as communicated directly. We reserve the right to change prices or introduce new fees at any time, with reasonable notice.
Dishonoured Payments — If a direct debit payment is dishonoured, SIP Abacus reserves the right to resubmit the direct debit within 5 business days without further notice.
Failed Payment Fee — A failed payment fee of $11.95 is charged by the direct debit provider and will be passed on to the account holder.
Late Payment Fee — A late payment fee of $20.00 will apply to any outstanding balances not settled by the due date.
Notice of Direct Debit — SIP Abacus will provide written notice of the amount and date of each direct debit no less than 2 business days before the date of the debit. If a dishonoured direct debit is resubmitted within 5 business days, a second notice will not be provided.
Consumer Protection — You are also protected by the Consumer Guarantees Act.
Cancellations & Refunds:
A minimum of 28 days’ written notice is required to withdraw your child from the SIP Abacus Programme and cancel subsequent payments, regardless of whether you are on a monthly, six-monthly, or annual payment plan.
All fees paid are non-refundable, including six-monthly and annual payer fees. If SIP Abacus is unable to start a batch as requested, the entire fee charged will be refunded in full.
If you are a six-monthly or annual payer, your term will continue until the end of your payment period. If you do not renew before your renewal date, you will automatically be moved to the fortnightly payment plan.
Code of Conduct:
We expect respectful behavior from students, parents, and guardians. SIP Abacus Australia reserves the right to terminate services for disruptive, harmful, or abusive behavior without refund.
Intellectual Property:
All content on this Site, including course material, logos, videos, and designs, is the property of SIP Abacus Australia or its licensors. You may not use, reproduce, or distribute our content without prior written consent.
Third-Party Links:
Our Site may contain links to third-party websites. We are not responsible for the content or privacy practices of these sites and encourage you to review their terms independently.
Disclaimer of Warranties:
The Site and services are provided “as is” without warranties of any kind, either express or implied. We do not guarantee the Site will be error-free, secure, or uninterrupted.
Limitation of Liability:
To the fullest extent permitted by law, SIP Abacus Australia shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the Site or services.
Modifications to Terms:
We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the Site after changes constitutes your acceptance of the revised Terms.
Governing Law:
These Terms shall be governed by and interpreted in accordance with the laws of Australia. Any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts of Australia.
Contact Us:
If you have any questions about these Terms, please contact us at info@sipabacusanz.com